Thursday, July 8, 2010

Can You Get VA Benefits Available for Assisted Living?

Many people think that there is a VA benefit that may cover their expenses of Assisted Living. The suitable response to that subject will be yes and no.

Here's what we suggest with that reply:

The VA features a benefit intended for veterans or the un-remarried widowed living wife to provide a good monthly pension benefit whenever a number of factors are satisfied.

This particular benefit is known as the Non-Service Connected Disability Pension Benefit having Aid and Attendance entitlement for any veteran who served during a time of war.

For a widowed surviving spouse it is titled the Enhanced Death Pension Benefit having Aid and Attendance entitlement.

The veteran’s benefit will in fact give a financial aid pension check up to a maximum of $1,949 a month.

VA Benefits For Assisted Living Outlined

At this point, the following is the matter that a lot of individuals get perplexed with regards to this specific benefit. The benefit is not going to pay for an individual's Assisted Living facility.

You almost certainly became eligible to get this VA disability pension benefit due to the cost of the Assisted Living facility.

The VA will take the fee you're paying this facility and "adjusts" your revenue (Social Security, Pension Compensation, Interest, Dividends, and so forth).

The VA then minuses your current cost of the facility from your income described previously in order to get to a sum that they can apply as your adjusted or countable income in order to to figure out if you met the criteria.

Essentially this translates that because you are applying your individual money to pay for the Assisted Living facility costs, the level of income the VA will consider you have available is lesser.

So, since you are actually paying this Assisted Living out of your cash flow the VA will consider just what you have remaining every month, if perhaps anything.

The particular sum one may collect is the difference between your revenue from all sources and the senior living facility expenses you have to pay; right up to a max amount.

Thus, in case the expense of the Assisted Living community is higher than the revenue you get (and you satisfy the various other qualifying criteria) you'd be qualified to get given the highest level benefit total.

With regard to 2010 those max VA Disability Pension Benefit levels happen to be:

Veteran with no dependents equals $1,644 a month

Veteran having a single dependent equals $1,949 each month

Un-remarried Widowed Living Wife or husband equals $1,057 every month

Information You Need To Have To Get The Benefit

• You must include the Veterans Military Document of Separation Form

• You will have to have a statement coming from the Veteran's health practitioner documenting his issues along with need for assistance for common proper care activities

• For a Veterans benefit application you will need VA Form 21-526 and fill in Part A,C along with D (Part B is designed for service connected injuries exclusively)

• For an un-remarried widowed living wife or husband you'll need VA Form 21-534; Additionally the copy of your marriage certificate along with the death record.

It is important to be aware that any surviving wife or husband needs to have been betrothed to the Veteran during the actual moment of the Veteran's death to remain qualified to receive any VA benefit.